iPhone · iPad · Mac · Watch
Capture Economy
A finance department that fits in your pocket.
Full double-entry accounting, multi-currency, country-aware VAT, insights you can check, and reports you can hand to a bank — built as a real Apple app, with no servers and no tracking.
What it is
From the first invoice to the investor report, in one coherent native app — with proper double-entry bookkeeping underneath, so the numbers hold up when somebody who knows accounting starts asking questions.
A complete finance department, in one app
Proper accounting from day one — no shortcuts, and no numbers you cannot trace.
Invoicing & sales
Draft to sent to paid, with invoice numbering that cannot skip. Automatic PDF with your logo, a payment QR code, credit notes, reminders, and quote to order to invoice.
Bookkeeping & ledger
Append-only double-entry journals that have to balance. A chart of accounts per country, accounting periods that lock, and an integrity audit that scans for imbalances and mismatches.
Bank & reconciliation
CSV import with the column mapping you choose, automatic matching of incoming payments to invoices, expense categorisation, partial payments and multi-currency clearing at the payment-date rate.
VAT, tax & reports
A VAT report per period with deadline reminders, SAF-T export, and period reports with profit and loss, balance sheet, cash flow, receivables ageing and budget variance.
Forecast & budget
Monthly budgets with variance cards and a six-month cash-flow forecast, including how long customers actually take to pay, and best, expected and worst scenarios.
Insights you can check
Twenty deterministic insights — the cash-flow gap, the payment-days trend, customer concentration, overdue receivables, currency exposure, cash at risk. Every one of them traceable to the figures behind it.
Investor & bank reports
An investor report with a snapshot, growth quality, cash runway and risk, and a bank report with liquidity, working capital and debt to equity. The same input produces the same document, every time.
Time & expenses
Start and stop a timer from the Dynamic Island or by asking Siri, and turn the time into an invoice draft with one tap. Travel and mileage expenses with an approval flow.
And the rest of it
Payroll postings, inventory with barcode scanning, fixed assets and depreciation, recurring transactions, receipt text recognition, and real multi-currency with automatic revaluation.
It lives where you work: Siri and App Intents, Home Screen widgets, a Live Activity in the Dynamic Island, your cash position on Apple Watch, and Spotlight, Contacts and Mail wired in.
Not on the App Store yet
Capture Economy is still in development. The plan is a free tier with the core bookkeeping, invoicing, bank reconciliation and a basic forecast, and a Pro tier for the insights, the investor and bank reports, manual journal entries and full backup.
iOS and iPadOS 26.5 or newer
macOS 14 or newer
watchOS 10 or newer
No tracking, no third-party analytics, no advertising, and no servers of ours to send anything to. Stored locally, with optional encrypted iCloud sync, and a full export whenever you want one. Eleven languages, with a separate report language for an accountant abroad.
Questions about Capture Economy?
Write to us if you would like to hear when it is ready, or if you have a question about what it will do.